[Rhodes22-list] workmans comp.

[stan]

thanks Peter - will look into these leads on Monday

ss

----- Original Message ----- 
From: "Peter Thorn" <pthorn at nc.rr.com>
To: "stan" <stan at rhodes22.com>; "The Rhodes 22 mail list" 
<rhodes22-list at rhodes22.org>
Sent: Saturday, March 26, 2005 8:46 AM
Subject: Re: [Rhodes22-list] workmans comp.


> Stan,
>
> I believe that the Dept of Insurance Rate Bureau sets the rates each year,
> but different companies can offer various discounts from those rates.
>
> You may want to look into a "Mutual" company.  A mutual company is owned 
> by
> the policy holders and return profits to them in the form of annual
> dividends.   Builders Mutual Insurance Company is a good one, if, as a
> boatbuilder, you could obtain a policy.  BMIC started about 20 years ago
> from the NC Homebuilders Self-Insurance fund and now serves several states
> in the southeast.  You would need to join your local homebuilders
> association to buy the insurance.  They would likely accept you as an
> "associate member" just to collect your dues.  I've found that the W/C
> insurance premium savings have always more than paid for the HBA dues.
> BMIC is by far the largest W/C company currently operating in NC.
>
> Builders Mutual sells policies through local agents, but not all local
> agents are qualified to sell their policies. Also, while Builders Mutual 
> has
> always been the cheapest w/c carrier, it is not competitive for other 
> types
> of insurance for us, such as G/L and property insurance.
>
> I would also suggest you contact Jim Elliott, who sells Nationwide 
> Insurance
> in Edenton.  Jim is a Tanzer 16 sailor and one of the organizers of the
> annual "Edenton Bay Challenge Regatta" headquartered by the downtown dock
> every July.  I don't know if he can sell BMIC w/c coverage, but he is a
> friendly and helpful person and would try to find you a good policy you 
> can
> afford.
>
> I hope this helps.  Good luck!
>
> PT
>
>
>
>
>
>
> ----- Original Message ----- 
> From: "stan" <stan at rhodes22.com>
> To: "The Rhodes 22 mail list" <rhodes22-list at rhodes22.org>
> Sent: Saturday, March 26, 2005 7:33 AM
> Subject: [Rhodes22-list] workmans comp.
>
>
>    To anyone who has any experience with workman's comp insurance:
>
> Know of any good companies we can try?
>
> stan/gbi
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