[Rhodes22-list] Politics - Sexism

Rick Lange SloopBlueHeron at ISP.Com
Thu Sep 4 22:23:31 EDT 2008 

Herb,

A self funded health care plan actually means the employer pays all
medical claims.  It appears to be insurance to the employees, but it is
not insurance because the employer assumes all risk.

These plans are administered by insurance companies who recieve a fee from
the employer to process claims, negotiate medical provider fees, etc. 
However, no premiums or "dividends" are involved.

Rick

> Self funded insurance. This is where, instead of going through a major
> insurance company, a group of people pay their dividends into an
> account, and the money collected is used to pay expenses. There is a
> small administrative fee levied by the company handling the system, but
> the profits that would normally go to an insurance company are rolled
> back into the account.
>
> It's another version of "pay your own way".
>
> Different companies have different requirements, but I've heard of
> companies that will handle accounts for groups as small as 10, and they
> don't necessarily have to be a company.
>
> On unemployment, you do understand that the "fine line" you're talking
> about ISN'T "high unemployment". Of course there has to be a supply to
> meet the demand. If there's not, when you're ready to hire, there's no
> one needing a job. 5% is not high. The 12% you quoted would be, but
> we're not at that, neither are you.
>
>
> Steven Alm wrote:
>> Herb,
>>
>> First of all. I'd like to know what Self Funded Insurance is.  Never
>> heard
>> of it.
>>
>> Re unemployment / business;   we're talking about maybe a 5% spread
>> here.  5
>> to 10% unemployed means 90 - 95% with jobs and money to spend.  Too much
>> unemployment  means less buyers and too low unemployment means higher
>> wages.  But it's a fine line to find the right balance.  It's right in
>> that
>> 5% spread where we've been for years.  That's capitalism at work.
>> Supply
>> and demand.
>>
>> Slim
>>
>> On Tue, Sep 2, 2008 at 10:22 PM, Herb Parsons
>> <hparsons at parsonsys.com>wrote:
>>
>>
>>> My suggestion is to do what my company does (I'm not the owner, but I
>>> am
>>> the boss, the owner is the only one above me) Go Self Funded Insurance.
>>>
>>> This IS what you said "
>>>
>>> "High unemployment keeps the wages and salaries down by keeping the
>>> pool of
>>> available workers up. This is good for business."
>>>
>>> If you really think high unemployment is "good for business", keep
>>> working
>>> as a teacher, don't send a resume our way, you don't understand
>>> business.
>>>
>>> People have to have money to buy.
>>>
>>> At least I acknowledged that I thought it was a "hint" at a conspiracy
>>> theory. I didn't realize you actually believed that high unemployment
>>> was
>>> "good for business." Silly me.
>>>
>>>
>>> To answer your question, because some of us don't want to pay for your
>>> health care program. We'd rather take care of our own.
>>>
>>> I disagree about your view that Republicans are "no friend" of the
>>> performing arts. I love the performing arts. If a guy's good, I'll pay
>>> to go
>>> see him (have, and will continue to do so). If he's not, I don't want
>>> to
>>> have to pay for him. It's pretty simple. Most Republicans I know are
>>> avid
>>> supporters of voucher systems, you know, systems where teachers that
>>> are
>>> good become in demand, and thus get higher wages. Sorry you and I don't
>>> see
>>> eye to eye, but I'm a Republican, and you have no idea what I'm
>>> "friends"
>>> with.
>>>
>>>
>>>
>>>
>>>
>>> Steven Alm wrote:
>>>
>>>> Brad,
>>>>
>>>> Now you are the one who's sounding silly.  Just because you've been to
>>>>
>>> China
>>>
>>>> and married a Chinese woman doesn't mean you speak for the entire
>>>>
>>> population
>>>
>>>> of China AND India.  Wow!
>>>> Who said capitalism is going away?  Did anybody say that?  Make no
>>>>
>>> mistake,
>>>
>>>> I'm a capitalist too.  Never said I wasn't.  And BTW you're the one
>>>> who's
>>>>
>>> a
>>>
>>>> member of a labor union--not me.
>>>>
>>>> Herb,
>>>>
>>>> You're ridiculous mocking of my comment on business is way off.  I've
>>>>
>>> said
>>>
>>>> nothing about any conspiracies nor do I espouse to any of that
>>>> nonsense.
>>>> Make no mistake, I'm a businessman too.  Never said I wasn't.  I'm
>>>> self-employed and if you had to pay as much as I do for single-payer
>>>>
>>> health
>>>
>>>> insurance, you'd vote for reform on that issue too.
>>>>
>>>> I stopped voting for what I think is the best for our country long
>>>> ago.
>>>>
>>>  Now
>>>
>>>> I vote for what's best for my household.  My wife and I are both
>>>> teachers
>>>> and both in the performing arts.  The Republicans have shown over and
>>>>
>>> over
>>>
>>>> they are no friends of either.
>>>>
>>>> As I've asked before, why can't I have lower taxes AND a workable
>>>> health
>>>> care program?  Why can't I have more domestic oil AND a solid
>>>> environmental-friendly policy?  Why can't we pull our best out of Iraq
>>>>
>>> AND
>>>
>>>> send them to Afghanistan?   Why can't we have more police on the
>>>> streets
>>>>
>>> AND
>>>
>>>> not have them caving in doors of "suspected" rabble-rousers like they
>>>> did
>>>>
>>> in
>>>
>>>> Minneapolis and St. Paul last week?  Why can't I have a democratic
>>>>
>>> election
>>>
>>>> in my country AND not have them spend gazillions to do it?  Can Obama
>>>>
>>> answer
>>>
>>>> these questions?  No.  Can McCain?  No.  Ron Paul?  Whatever.  Is it
>>>> any
>>>> wonder why I'm cynical?
>>>>
>>>> Slim
>>>>
>>>> On Tue, Sep 2, 2008 at 2:54 PM, Herb Parsons <hparsons at parsonsys.com>
>>>>
>>> wrote:
>>>
>>>>
>>>>> I really like the anti-business hint at big conspiracies.
>>>>>
>>>>> See Big Bidness LIKES it when unemployment is high. That way, they
>>>>> get
>>>>> folks CHEAP to make products that they can sell to um ... oh... yeah.
>>>>> dat's right, not many people working, so no one's buying. Hang on, I
>>>>> took notes. Let me get back to you in a bit...
>>>>>
>>>>>
>>>>> Brad Haslett wrote:
>>>>>
>>>>>
>>>>>> Slim,
>>>>>>
>>>>>> You miss the obvious.  Your boy O declined public financing because
>>>>>> he
>>>>>> was beating the competition 3 to 1 in fund raising.  That's all well
>>>>>> and good but we've all seen his face, we've heard his message, and
>>>>>> no
>>>>>> matter how many times you repeat it, we've all seen the success of
>>>>>> Stalin, Mao,  and other Marxist ideologues, and we're not impressed.
>>>>>>
>>>>>> I can't find the bulls eye of unemployment  of the gnats ass under a
>>>>>> microscope in Minnesota, but I have a rough idea where it is in
>>>>>> Tennessee.  My employer pays good wages for part time employees,
>>>>>> offers full-time health benefits including health care, and college
>>>>>> tuition re-reimbursements.  We also have a lottery here, what I call
>>>>>> the "stupid tax" and the Hope Challenge college fund is over funded
>>>>>> because there aren't enough students who can maintain a 2.75 grade
>>>>>> point average in college to qualify.  What next?  Fog a mirror and
>>>>>> show a pulse and you get a free feed bag for life?
>>>>>>
>>>>>> Steve, welcome to the 21st century.  There's 1.3 billion Chinese and
>>>>>> a
>>>>>> billion Indians behind them who don't give a shit about your
>>>>>> theories
>>>>>> about who's ox got gored by whom.
>>>>>>
>>>>>> I can only speak for about 3 billion people, they like capitalism
>>>>>> and
>>>>>> recognize that it is in the best interest of their children.
>>>>>> Michelle
>>>>>> O may have a different observation.
>>>>>>
>>>>>> Brad
>>>>>>
>>>>>> On Tue, Sep 2, 2008 at 12:50 PM, Steven Alm <stevenalm at gmail.com>
>>>>>>
>>> wrote:
>>>
>>>>>>
>>>>>>> Brad, Herb, Rik, et al,
>>>>>>>
>>>>>>> I'm so glad you're happy.  I wouldn't want you to have to drag
>>>>>>>
>>>>>>>
>>>>> yourselves to
>>>>>
>>>>>
>>>>>>> the polls and vote for the least of two ills...um, like we all do
>>>>>>>
>>> every
>>>
>>>>>>> time.  But just remember, the presidency is something you buy and
>>>>>>> the
>>>>>>>
>>>>>>>
>>>>> one
>>>>>
>>>>>
>>>>>>> with the most $ usually wins.  I did see that McCain raised... what
>>>>>>>
>>> was
>>>
>>>>> it?
>>>>>
>>>>>
>>>>>>> ...6 million in the few hours after he announced his VP pick.
>>>>>>> That's
>>>>>>>
>>>>>>>
>>>>> pretty
>>>>>
>>>>>
>>>>>>> impressive.
>>>>>>>
>>>>>>> Re unemployment, according to last week's Strib, it has indeed
>>>>>>> spiked
>>>>>>>
>>> in
>>>
>>>>> MN
>>>>>
>>>>>
>>>>>>> from about 8% to almost 10% but we're still lower than the natl
>>>>>>>
>>> average
>>>
>>>>> of
>>>>>
>>>>>
>>>>>>> around 12%.
>>>>>>>
>>>>>>> http://www.startribune.com/local/27511554.html?elr=KArksUUUU
>>>>>>>
>>>>>>> No, it's not an all time high (The Great Depression) but it's gone
>>>>>>> up
>>>>>>> steadily during the Bush/Pawlenty years.   We (in MN) were down at
>>>>>>>
>>> about
>>>
>>>>>>> 2-3% range with Billy Boy.  This is no surprise.  High unemployment
>>>>>>>
>>>>>>>
>>>>> keeps
>>>>>
>>>>>
>>>>>>> the wages and salaries down by keeping the pool of available
>>>>>>> workers
>>>>>>>
>>> up.
>>>
>>>>>>> This is good for business.
>>>>>>>
>>>>>>> Slim
>>>>>>>
>>>>>>> On Tue, Sep 2, 2008 at 8:19 AM, Rik Sandberg <sanderico1 at gmail.com>
>>>>>>>
>>>>>>>
>>>>> wrote:
>>>>>
>>>>>
>>>>>>>> Brad,
>>>>>>>>
>>>>>>>>
>>>>>>>>
>>>>>>>>
>>>>>>>>> "You are watching history in the making.  A lot of folks like me
>>>>>>>>>
>>> were
>>>
>>>>>>>>>
>>>>>>>>>> planning on dragging themselves to the polls to vote against
>>>>>>>>>> Obama
>>>>>>>>>>
>>>>>>>>>>
>>>>> and
>>>>>
>>>>>
>>>>>>>>>> for McCain only by default.  Now we have something to be excited
>>>>>>>>>> about.  You may not understand it but the movement is real.  You
>>>>>>>>>> go
>>>>>>>>>> girl!"
>>>>>>>>>>
>>>>>>>>>>
>>>>>>>>>>
>>>>>>>> That is almost exactly what I was just saying to another liberal
>>>>>>>> on
>>>>>>>> another board yesterday. I agree .... Go Sarah!!
>>>>>>>>
>>>>>>>> Slim, TANFL, you guys need to get used to that idea. AND, this
>>>>>>>>
>>> economy
>>>
>>>>>>>> has a ways to go down before it starts getting better. Get outa'
>>>>>>>>
>>> debt!!
>>>
>>>>>>>> Rik
>>>>>>>>
>>>>>>>> Ayn Rand was a prophet - - it isn't my fault
>>>>>>>>
>>>>>>>>
>>>>>>>>
>>>>>>>> Herb Parsons wrote:
>>>>>>>>
>>>>>>>>
>>>>>>>>
>>>>>>>>> You said it ALL right here:
>>>>>>>>>
>>>>>>>>> Brad Haslett wrote:
>>>>>>>>>
>>>>>>>>>
>>>>>>>>>
>>>>>>>>>
>>>>>>>>>> You are watching history in the making.  A lot of folks like me
>>>>>>>>>>
>>> were
>>>
>>>>>>>>>> planning on dragging themselves to the polls to vote against
>>>>>>>>>> Obama
>>>>>>>>>>
>>>>>>>>>>
>>>>> and
>>>>>
>>>>>
>>>>>>>>>> for McCain only by default.  Now we have something to be excited
>>>>>>>>>> about.  You may not understand it but the movement is real.  You
>>>>>>>>>> go
>>>>>>>>>> girl!
>>>>>>>>>>
>>>>>>>>>>
>>>>>>>>>>
>>>>>>>>>>
>>>>>>>>>>
>>>>>>>>> And the funny thing is, the left is busy telling the right what a
>>>>>>>>>
>>>>>>>>>
>>>>> lousy
>>>>>
>>>>>
>>>>>>>>> choice she was, and that the right's not going to like her. They
>>>>>>>>>
>>> must
>>>
>>>>>>>>> think they're talking to the press.
>>>>>>>>>
>>>>>>>>>
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