[Rhodes22-list] Straw Poll Ocean or Lake

Mon Mar 22 11:17:08 EDT 2010

Art,

I use Travelers Property Casualty rather than BoatUS benefitting a 
multi-policy discount.  Since my trailer is not capable of long journeys and 
I am not very likely to attempt a partial Atlantic Ocean cruise to points 
south (certainly not in the winter months), it is probably a moot point.

Mike
s/v Shanghai'd Summer ('81)
Nissequogue River, NY

From: "Arthur H. Czerwonky" Saturday, March 20, 2010 10:57 PM
> Mike,
>
> Do you use BoatUS?  Do you think you would be prevented from Florida of 
> points south in the winter - perhaps just redefine the locations.
>
> Art
>
>
> -----Original Message-----
>>From: "Michael D. Weisner" <mweisner at ebsmed.com>
>>Sent: Mar 20, 2010 11:05 AM
>>To: The Rhodes 22 Email List <rhodes22-list at rhodes22.org>
>>Subject: Re: [Rhodes22-list] Straw Poll Ocean or Lake
>>
>>Art,
>>
>>The only item in our policy about Nov 1 is a specification of partial year
>>liability insurance since most LIS sailors "layup" from Nov 1 through Apr 
>>1.
>>It reduces the cost since only the property provisions are in force at 
>>these
>>times.
>>
>>Mike
>>s/v Shanghai'd Summer ('81)
>>Nissequogue River, NY
>>
>>From: "Arthur H. Czerwonky" Saturday, March 20, 2010 10:52 AM
>>> Mary Lou,
>>>
>>> My BoatUS policy, perhaps the only really good unsuring agent, has
>>> 'coastal and inland waters' specified in one paragraph of the policy, 
>>> and
>>> I had to insist on this definition in a re-write of my coverage - this
>>> being my recommendation.  I have never noticed caveats re Nov 1st, etc.
>>>
>>> My first cruising goal is the Chesapeake!
>>>
>>> Art
>>>
>>>
>>>
>>>
>>> -----Original Message-----
>>>>From: Mary Lou Troy <mtroy at atlanticbb.net>
>>>>Sent: Mar 20, 2010 10:42 AM
>>>>To: The Rhodes 22 Email List <rhodes22-list at rhodes22.org>
>>>>Subject: Re: [Rhodes22-list] Straw Poll Ocean or Lake
>>>>
>>>>Art,
>>>>Chesapeake is definitely coastal but we have some of the lowest
>>>>insurance rates of any coastal area due to the somewhat benign
>>>>conditions (mud, no rocks, well marked for navigation, good weather
>>>>prediction, the hurricanes are tropical storms by the time they get
>>>>to the northern Bay, etc., etc.) Our insurer is Boat US and if I
>>>>recall correctly they ask where we sail not if it's lake or coastal -
>>>>they make the determination. I do know that a lot of the distance
>>>>cruisers stick around up here and don't venture south until Nov. 1 to
>>>>keep their insurance companies happy.
>>>>
>>>>Mary Lou
>>>>
>>>>At 10:21 AM 3/20/2010, you wrote:
>>>>>Ron,
>>>>>
>>>>>I suspect the better choice comparison in this debate is lake and
>>>>>coastal, both of which are game for our R22.  I have also found that
>>>>>insurance underwriters are very sensitive to the issue - they prefer
>>>>>the 'lake' definition, although they will include 'coastal and
>>>>>inland' if you press the issue and are a legit fiscal conservative
>>>>>like Stan.  I'm not sure about Lee, the army guy that owes me a
>>>>>lunch, bigtime...
>>>>>
>>>>>I'm not sure the Chesapeake would really fit in the insurance
>>>>>definition as a 'lake', so at risk of stirring a hornet's nest,
>>>>>which I never ever do, our colleagues on Chesapeake Lake might so
>>>>>validate their insurance coverage definition, just to cover their
>>>>>six.  LIS sailors might do likewise - Pugit Sound to boot.  Just an
>>>>>ounce of prevention.
>>>>>
>>>>>Re the 'ocean' option, I have never had to venture beyond coastal,
>>>>>probably never will care to.  We have such beautiful options in
>>>>>Florida for trailing/sailing, I even question the necessity for
>>>>>Bahamas, although Bill Wittman had his spectacular Bahama
>>>>>Adventure.  San Juan sailing would be perfecto, although a long way
>>>>>to trail from EC.  Chris the Greek has sailed the Pacific Coast, so
>>>>>I wonder if he would venture on a N-S cruise to a San
>>>>>Diego/LA/Catalina destination.  I have speculated on an Everglades
>>>>>to Brownsville extended via the coastal waters, although any
>>>>>extensive cruising would have to be alot more fun with 2+ boats,
>>>>>also much safer and more confident.
>>>>>
>>>>>I wonder if many of stretch our options with the R22 to anywhere
>>>>>near our capabilities.  I have greatest admiration for the Kellers
>>>>>of RichmondHillTown fame with their determined anchoring cruises out
>>>>>of Punta Gorda.  I am convinced that they have a ball!
>>>>>
>>>>>Frankly, my most prime objective with the BR has been to prove-in
>>>>>the potential of stratching beyond day-sailing in this magnificent
>>>>>boat.  Many have no interest in this, but all of us, including those
>>>>>we pass our boats to someday, will have the honest capability.
>>>>>
>>>>>Art
>>>>>s/v Mary Jane
>>>>>Lake Hartwell
>>>>>
>>>>>
>>>>>-----Original Message-----
>>>>> >From: Ronald Lipton <ronald.lipton at gmail.com>
>>>>> >Sent: Mar 19, 2010 2:52 PM
>>>>> >To: The Rhodes 22 Email List <rhodes22-list at rhodes22.org>
>>>>> >Subject: Re: [Rhodes22-list] Straw Poll Ocean or Lake
>>>>> >
>>>>> >I sail on Lake Michigan, not the usual placid lake.  The weather can
>>>>> >change quickly and
>>>>> >there can be serious waves.  The adjustments on the Rhodes allow a 
>>>>> >much
>>>>> >safer ride when out in challenging conditions.
>>>>> >
>>>>> >Ron
>>>>> >
>>>>> >E.Andler wrote:
>>>>> >> Hi all:
>>>>> >> I'm curios, how many people sail their R 22's on lakes, and how 
>>>>> >> many
>>>>> >> in
>>>>> >> the ocean (not Blue Water) bays and coastal areas?
>>>>> >> Stan what was your original thoughts when you had the boat designed
>>>>> >> way
>>>>> >> back when?
>>>>> >> Did you envision the R22 to be used mainly in lakes or oceans?
>>>>> >> Thanks for the info
>>>>> >> Ed
>>>>> >>
>>>>> >>
>>>>> >>
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