[Rhodes22-list] Straw Poll Ocean or Lake

Sat Mar 20 10:52:43 EDT 2010

Mary Lou,

My BoatUS policy, perhaps the only really good unsuring agent, has 'coastal and inland waters' specified in one paragraph of the policy, and I had to insist on this definition in a re-write of my coverage - this being my recommendation.  I have never noticed caveats re Nov 1st, etc.

My first cruising goal is the Chesapeake!

Art

-----Original Message-----
>From: Mary Lou Troy <mtroy at atlanticbb.net>
>Sent: Mar 20, 2010 10:42 AM
>To: The Rhodes 22 Email List <rhodes22-list at rhodes22.org>
>Subject: Re: [Rhodes22-list] Straw Poll Ocean or Lake
>
>Art,
>Chesapeake is definitely coastal but we have some of the lowest 
>insurance rates of any coastal area due to the somewhat benign 
>conditions (mud, no rocks, well marked for navigation, good weather 
>prediction, the hurricanes are tropical storms by the time they get 
>to the northern Bay, etc., etc.) Our insurer is Boat US and if I 
>recall correctly they ask where we sail not if it's lake or coastal - 
>they make the determination. I do know that a lot of the distance 
>cruisers stick around up here and don't venture south until Nov. 1 to 
>keep their insurance companies happy.
>
>Mary Lou
>
>At 10:21 AM 3/20/2010, you wrote:
>>Ron,
>>
>>I suspect the better choice comparison in this debate is lake and 
>>coastal, both of which are game for our R22.  I have also found that 
>>insurance underwriters are very sensitive to the issue - they prefer 
>>the 'lake' definition, although they will include 'coastal and 
>>inland' if you press the issue and are a legit fiscal conservative 
>>like Stan.  I'm not sure about Lee, the army guy that owes me a 
>>lunch, bigtime...
>>
>>I'm not sure the Chesapeake would really fit in the insurance 
>>definition as a 'lake', so at risk of stirring a hornet's nest, 
>>which I never ever do, our colleagues on Chesapeake Lake might so 
>>validate their insurance coverage definition, just to cover their 
>>six.  LIS sailors might do likewise - Pugit Sound to boot.  Just an 
>>ounce of prevention.
>>
>>Re the 'ocean' option, I have never had to venture beyond coastal, 
>>probably never will care to.  We have such beautiful options in 
>>Florida for trailing/sailing, I even question the necessity for 
>>Bahamas, although Bill Wittman had his spectacular Bahama 
>>Adventure.  San Juan sailing would be perfecto, although a long way 
>>to trail from EC.  Chris the Greek has sailed the Pacific Coast, so 
>>I wonder if he would venture on a N-S cruise to a San 
>>Diego/LA/Catalina destination.  I have speculated on an Everglades 
>>to Brownsville extended via the coastal waters, although any 
>>extensive cruising would have to be alot more fun with 2+ boats, 
>>also much safer and more confident.
>>
>>I wonder if many of stretch our options with the R22 to anywhere 
>>near our capabilities.  I have greatest admiration for the Kellers 
>>of RichmondHillTown fame with their determined anchoring cruises out 
>>of Punta Gorda.  I am convinced that they have a ball!
>>
>>Frankly, my most prime objective with the BR has been to prove-in 
>>the potential of stratching beyond day-sailing in this magnificent 
>>boat.  Many have no interest in this, but all of us, including those 
>>we pass our boats to someday, will have the honest capability.
>>
>>Art
>>s/v Mary Jane
>>Lake Hartwell
>>
>>
>>-----Original Message-----
>> >From: Ronald Lipton <ronald.lipton at gmail.com>
>> >Sent: Mar 19, 2010 2:52 PM
>> >To: The Rhodes 22 Email List <rhodes22-list at rhodes22.org>
>> >Subject: Re: [Rhodes22-list] Straw Poll Ocean or Lake
>> >
>> >I sail on Lake Michigan, not the usual placid lake.  The weather can
>> >change quickly and
>> >there can be serious waves.  The adjustments on the Rhodes allow a much
>> >safer ride when out in challenging conditions.
>> >
>> >Ron
>> >
>> >E.Andler wrote:
>> >> Hi all:
>> >> I'm curios, how many people sail their R 22's on lakes, and how many in
>> >> the ocean (not Blue Water) bays and coastal areas?
>> >> Stan what was your original thoughts when you had the boat designed way
>> >> back when?
>> >> Did you envision the R22 to be used mainly in lakes or oceans?
>> >> Thanks for the info
>> >> Ed
>> >>
>> >>
>> >>
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