[Rhodes22-list] Straw Poll Ocean or Lake

Sat Mar 20 11:05:08 EDT 2010

Art,

The only item in our policy about Nov 1 is a specification of partial year 
liability insurance since most LIS sailors "layup" from Nov 1 through Apr 1. 
It reduces the cost since only the property provisions are in force at these 
times.

Mike
s/v Shanghai'd Summer ('81)
Nissequogue River, NY

From: "Arthur H. Czerwonky" Saturday, March 20, 2010 10:52 AM
> Mary Lou,
>
> My BoatUS policy, perhaps the only really good unsuring agent, has 
> 'coastal and inland waters' specified in one paragraph of the policy, and 
> I had to insist on this definition in a re-write of my coverage - this 
> being my recommendation.  I have never noticed caveats re Nov 1st, etc.
>
> My first cruising goal is the Chesapeake!
>
> Art
>
>
>
>
> -----Original Message-----
>>From: Mary Lou Troy <mtroy at atlanticbb.net>
>>Sent: Mar 20, 2010 10:42 AM
>>To: The Rhodes 22 Email List <rhodes22-list at rhodes22.org>
>>Subject: Re: [Rhodes22-list] Straw Poll Ocean or Lake
>>
>>Art,
>>Chesapeake is definitely coastal but we have some of the lowest
>>insurance rates of any coastal area due to the somewhat benign
>>conditions (mud, no rocks, well marked for navigation, good weather
>>prediction, the hurricanes are tropical storms by the time they get
>>to the northern Bay, etc., etc.) Our insurer is Boat US and if I
>>recall correctly they ask where we sail not if it's lake or coastal -
>>they make the determination. I do know that a lot of the distance
>>cruisers stick around up here and don't venture south until Nov. 1 to
>>keep their insurance companies happy.
>>
>>Mary Lou
>>
>>At 10:21 AM 3/20/2010, you wrote:
>>>Ron,
>>>
>>>I suspect the better choice comparison in this debate is lake and
>>>coastal, both of which are game for our R22.  I have also found that
>>>insurance underwriters are very sensitive to the issue - they prefer
>>>the 'lake' definition, although they will include 'coastal and
>>>inland' if you press the issue and are a legit fiscal conservative
>>>like Stan.  I'm not sure about Lee, the army guy that owes me a
>>>lunch, bigtime...
>>>
>>>I'm not sure the Chesapeake would really fit in the insurance
>>>definition as a 'lake', so at risk of stirring a hornet's nest,
>>>which I never ever do, our colleagues on Chesapeake Lake might so
>>>validate their insurance coverage definition, just to cover their
>>>six.  LIS sailors might do likewise - Pugit Sound to boot.  Just an
>>>ounce of prevention.
>>>
>>>Re the 'ocean' option, I have never had to venture beyond coastal,
>>>probably never will care to.  We have such beautiful options in
>>>Florida for trailing/sailing, I even question the necessity for
>>>Bahamas, although Bill Wittman had his spectacular Bahama
>>>Adventure.  San Juan sailing would be perfecto, although a long way
>>>to trail from EC.  Chris the Greek has sailed the Pacific Coast, so
>>>I wonder if he would venture on a N-S cruise to a San
>>>Diego/LA/Catalina destination.  I have speculated on an Everglades
>>>to Brownsville extended via the coastal waters, although any
>>>extensive cruising would have to be alot more fun with 2+ boats,
>>>also much safer and more confident.
>>>
>>>I wonder if many of stretch our options with the R22 to anywhere
>>>near our capabilities.  I have greatest admiration for the Kellers
>>>of RichmondHillTown fame with their determined anchoring cruises out
>>>of Punta Gorda.  I am convinced that they have a ball!
>>>
>>>Frankly, my most prime objective with the BR has been to prove-in
>>>the potential of stratching beyond day-sailing in this magnificent
>>>boat.  Many have no interest in this, but all of us, including those
>>>we pass our boats to someday, will have the honest capability.
>>>
>>>Art
>>>s/v Mary Jane
>>>Lake Hartwell
>>>
>>>
>>>-----Original Message-----
>>> >From: Ronald Lipton <ronald.lipton at gmail.com>
>>> >Sent: Mar 19, 2010 2:52 PM
>>> >To: The Rhodes 22 Email List <rhodes22-list at rhodes22.org>
>>> >Subject: Re: [Rhodes22-list] Straw Poll Ocean or Lake
>>> >
>>> >I sail on Lake Michigan, not the usual placid lake.  The weather can
>>> >change quickly and
>>> >there can be serious waves.  The adjustments on the Rhodes allow a much
>>> >safer ride when out in challenging conditions.
>>> >
>>> >Ron
>>> >
>>> >E.Andler wrote:
>>> >> Hi all:
>>> >> I'm curios, how many people sail their R 22's on lakes, and how many 
>>> >> in
>>> >> the ocean (not Blue Water) bays and coastal areas?
>>> >> Stan what was your original thoughts when you had the boat designed 
>>> >> way
>>> >> back when?
>>> >> Did you envision the R22 to be used mainly in lakes or oceans?
>>> >> Thanks for the info
>>> >> Ed
>>> >>
>>> >>
>>> >>
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